2025 Indonesia E-Visa Payment Failed? 5 Causes & Ultimate Solutions
If you are struggling to pay for your Indonesia e-Visa (B1, B211A, or E33G) in 2025, you are not alone. Thousands of travelers report issues with the official government portal (molina.imigrasi.go.id). The issues range from cryptic Nicepay error codes to transactions that deduct money but don't issue a visa.
Below, we break down the 5 technical reasons why this happens and provide the only guaranteed solution.
1. The 3D Secure Conflict (The Main Culprit)
This is the number one reason for "molina payment failed" errors. Indonesia's payment gateways (SIMPONI and Nicepay) use a specific version of 3D Secure (3DS) technology to verify transactions.
Many foreign banks (especially in the US, UK, and Australia) utilize different security protocols. When the Indonesian gateway tries to "handshake" with your bank's server to request an OTP (One Time Password), the connection often times out or is flagged as "unsecure" because the protocols don't match perfectly.
Result: You never get the OTP SMS, or the page spins indefinitely until it fails.
2. Nicepay Error Code C608
If you see Nicepay error code C608, it usually means "Transaction not permitted" or "General Failure." This is a catch-all error used by the Indonesian payment processor.
According to data from major payment networks like Visa 3-D Secure, strict fraud detection algorithms can trigger this error when a card is used on a government site in a "high-risk" region without prior travel notification.
3. The "Ghost" Application
This is the most stressful scenario: The money is deducted from your bank account, but the website says "Payment Failed" and you receive no visa.
This happens due to a "session timeout" during the callback. Your bank approved the transfer, but the Molina website's session expired before it received the "Success" signal from the bank. The money is usually in a "floating" state and will automatically revert in 7-14 days, but you are left with no visa and less cash.
4. Browser & VPN Interference
The Molina system is highly sensitive to IP addresses.
- VPNs: Using a VPN to appear as if you are in another country often triggers fraud alerts.
- Pop-up Blockers: The 3D Secure verification window is often a pop-up. If your Chrome or Safari blocks it, the payment fails instantly.
5. Card Type Limitations
While the system claims to accept Visa, Mastercard, and JCB, experience shows that AMEX (American Express) is never accepted. Furthermore, many Debit cards (Monzo, Revolut, Wise) have higher failure rates than traditional Credit cards due to cross-border restrictions.
The Ultimate Solution: Use a Local Payment Agent
You can try calling your bank, clearing your cache, or waking up at 3 AM to try again. But if you want to avoid the stress completely, there is a better way.
We Pay Using Indonesian Local Bank Cards
The conflict exists between Foreign Cards and the Indonesian Gateway. We bypass this entirely.
How our service works:
- You submit your application through our secure form.
- We verify your documents to ensure they meet official requirements.
- We pay the immigration fee using our local Indonesian Corporate Bank Accounts.
- The transaction is domestic (Local to Local), resulting in a 100% Success Rate.
Stop fighting the "Payment Failed" screen. Get your Visa approved today.
Apply with Guaranteed PaymentFrequently Asked Questions (FAQ)
Usually, no. Once an application hits the "Payment Failed" status, the billing code often expires or locks. You typically have to start a brand new application and re-upload all documents.
In 90% of cases, yes. The banking system recognizes the transaction was not "settled" by the merchant (Immigration) and reverses it. This takes 7 to 14 business days. If it doesn't, you must contact your bank for a chargeback.
It depends entirely on your specific bank's security sensitivity and how they handle 3D Secure challenges from Indonesia. It is technically a lottery.